Bonus is additional amount given to insured during death or maturity.
Various types of bonus are Reversionary, Interim, Terminal bonus.

Riders are add on benefits on insurance policy where an insured has to pay additional premium for including riders, provided the rider is not an inbuilt rider.
This article tells about benefits of rider and it’s characteristics.

There are various types of Life insurance where benefit differs from one to another. Based on certain requirements, a person should buy policies. This article will help to know more about characteristics of Life insurance policies.